When you purchase debt balance insurance, you must provide information about your health and lifestyle. The insurer must be able to assess your general health condition to estimate the risk to be insured.This step, medical underwriting, is essential when taking out death insurance. Depending on the amount to be insured and the age of the insured, the insurance company may request an additional medical examination, more specifically if the information from the questionnaire is insufficient to correctly assess the risk to be covered.
It usually involves a combination of several required examinations, such as a medical questionnaire, a general clinical examination, blood and urine tests, certain cardiological tests, radiographic examinations, and this at the request of your insurer or broker who will provide you with the necessary documents and applications for this purpose.
What insurance?
Almost all insurers work with us: AG, Belfiuw, DVV, NN, Fortis, Axa, Vivium, Athora,KBC, ING, Delta Lloyd, ZA, ... As well as foreign insurers such as continental lines, Bcerta, MSH international,...
Don't forget
In any case, remember to arrive sober three hours in advance, and don't forget to bring your insurance broker documents
Payment
For insurance examinations, billing is done directly with your insurer. Insurance medicine is always with Dr. Schellemans.
